Cheapest ETFs With Ultra-Low Expense Ratios and Fees

BNY Mellon made ETF history when it launched BKLC and BKAG — the first funds to carry a permanent expense ratio of zero without temporary waivers. That milestone underscored a broader industry trend: the relentless compression of ETF fees, where even a fraction of a basis point separates one fund from another.

An expense ratio is the annual cost of running a fund, expressed as a percentage of assets. You never pay it out of pocket — it’s deducted from the fund’s assets, which means it quietly reduces your returns over time. Because these costs compound just like returns, a seemingly small difference can translate into tens of thousands of dollars over decades.

Who leads on cost? The cheapest ETFs with ultra-low expense ratios tend to come from a handful of providers:

  • Vanguard: Founded in 1975 with a client-owned structure, Vanguard offers nearly two dozen ETFs at 0.03%. Its downward pressure on industry fees is widely known as The Vanguard Effect®.
  • iShares (BlackRock): The iShares Core S&P 500 ETF (IVV) tracks the S&P 500 at an expense ratio of 0.03%.
  • SPDR (State Street): SPAB provides broad U.S. investment-grade bond exposure — Treasurys, corporates, and mortgage-backed securities — at 0.03%.
  • JPMorgan: The BetaBuilders U.S. Equity ETF (BBUS) charges just 0.02%, tracking U.S. large and mid-cap equities via the Morningstar US Target Market Exposure Index.
  • BNY Mellon: BKLC (equity, 504 stocks) and BKAG (bonds, thousands of holdings) both carry a 0.00% expense ratio — permanently, not through temporary waivers.

A general rule applies: the more specialized a fund, the more it costs. Broad-market index ETFs are the cheapest, while sector-specific, leveraged, or inverse funds tend to charge significantly more. The same pattern holds on the bond side — aggregate bond ETFs are cheaper than those targeting niche areas like high-yield or emerging-market debt.

For a broader look at the ETF universe, see our complete list of ETFs or explore the largest ETFs by assets under management.

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The table below ranks ETFs by their expense ratios, starting with the lowest fees available.

Low-Cost ETFs
StockPriceChange %52 Week Range
$125.031.88%
$17.170.59%
$124.451.47%
$41.860.90%
$33.612.34%
$49.912.39%
$61.120.11%
$74.280.09%
$80.001.06%
$117.171.46%
$73.170.80%
$98.660.83%
$320.341.57%
$651.301.46%
$25.051.49%
$25.621.50%
$26.580.75%
$24.210.16%
$24.790.64%
$597.941.45%
$103.340.15%
$23.070.82%
$141.681.56%
$25.450.78%
$44.233.11%
$57.912.23%
$46.991.96%
$26.001.89%
$78.931.51%
$29.100.17%
$28.771.07%
$28.520.63%
$22.510.97%
$24.630.36%
$31.111.86%
$89.671.47%
$56.711.45%
$50.280.00%
$49.420.07%
$25.450.82%
$45.790.91%
$25.810.92%
$94.150.97%
$76.700.84%
$299.231.36%
$440.301.84%
$194.520.99%
$67.931.86%
$285.141.71%
$78.130.31%
$28.462.23%
$58.380.19%
$59.270.59%
$54.781.86%
$78.910.40%
$82.150.94%
$73.561.96%
$46.580.85%
$29.291.71%
$30.221.21%
$55.840.98%
$98.911.93%
$30.472.43%
$49.920.14%
$156.311.98%
$100.520.97%
$80.572.92%
$65.141.47%
$33.340.63%
$21.901.93%
$29.970.20%
$76.160.99%
$52.810.99%
$48.891.98%
$52.330.40%
$50.801.01%
$22.220.78%
$108.022.02%
$110.971.85%
$90.132.89%
$96.082.15%
$91.960.94%
$82.251.69%
$63.552.02%
$65.872.20%
$105.910.88%
$257.242.32%
$22.790.72%
$49.800.86%
$36.060.93%
$31.281.54%
$52.890.69%
$67.950.74%
$48.270.04%
$23.120.94%
$76.311.52%
$48.920.59%